Product Specific Warnings

These web pages were prepared by LIFT-Financial Ltd using sources believed to be accurate and reliable. The opinions expressed are our judgement at the time.

These pages contain product specific details only and unless we have complete up to date written details of your financial circumstances and requirements we cannot and will not offer any opinion as to the suitability of any investment for you. Any response to this website will therefore be on the basis that client specific advice has not been given. These investments are not suitable for everyone. If you have any doubt whether they are suitable, you should obtain expert advice.

It is essential that before you consider purchasing any of the products mentioned that you obtain, read, and fully understand the Terms of Business and Key Features relating to the specific products(s) and funds in which you are interested, as each have different risk levels and some are more volatile then others dependent on where and how they are invested. They also set out the risks, charges, cancellation rights and terms of the investment. Do not invest unless you have read this information.

It is important to always bear in mind that stock market and equity linked investments carry risks, are subject to market and economic forces and can go down in value as well as up. Past performance is not a guide to future returns. Investment into the stockmarket, whether directly or indirectly, should not be considered as suitable for short term investment.

Levels and relief’s from taxation are subject to change. Please read the product key features document carefully to ensure you understand how the investment product is taxed and how this may affect your personal tax position.

Should you decide to proceed with a transfer of an existing Child Trust Fund Account, your funds will be "out of the market" for a period as it will take time to dispose of the holdings and reinvest the proceeds elsewhere. This being the case, if the underlying investments rise whilst the transfer takes place there is the potential for a loss of income and capital. It could also, of course, work to your advantage should the market fall during the interim period.